First home buyers
Buying your first home can be an exciting but overwhelming journey. Many of our clients feel confident that they are ready, but experience anxiety about the borrowing process and worry that they won't get finance.
We are here to guide you through the process and help you navigate the various first home buyer schemes available in Australia. We will streamline the process, from assessing your eligibility for first home buyer schemes to completing the necessary paperwork and liaising with relevant parties on your behalf. We'll ensure a smooth journey from start to finish.
We understand that every first home buyer has unique goals and financial circumstances. With our support, you can make informed decisions and feel confident in your choices.
Schemes currently available include:
1. First Home Owner Grant (FHOG):
The First Home Owner Grant is a government initiative designed to assist first-time home buyers. Eligible applicants can receive a generous grant to help with the purchase or construction of their first home. Our expert team will provide you with comprehensive information about the FHOG and guide you through the application process, ensuring you don't miss out on this valuable opportunity.
2. First Home Loan Deposit Scheme (FHLDS):
The First Home Loan Deposit Scheme is a fantastic initiative aimed at helping first home buyers enter the property market sooner. Under this scheme, eligible borrowers can secure a home loan with as little as a 5% deposit, without having to pay for lender's mortgage insurance (LMI). As your dedicated mortgage broker, we'll help you understand the FHLDS criteria, secure a suitable lender, and assist with the application process.
3. HomeBuilder Grant:
The HomeBuilder Grant is a time-limited scheme aimed at stimulating the construction industry and encouraging home buyers to embark on new building projects. Eligible first home buyers may receive a substantial grant to assist with the construction or renovation of their dream home. We'll work closely with you to explore the HomeBuilder Grant's requirements and connect you with reliable builders and contractors who can bring your vision to life.
4. Stamp Duty Concessions:
As a first home buyer, you may be eligible for significant stamp duty concessions or exemptions, depending on your state or territory. Our team will walk you through the stamp duty requirements, explain any concessions available, and ensure you take full advantage of these opportunities. By reducing your upfront costs, we can help make your dream of homeownership more accessible.